What makes these destinations convenient
Banks in both Georgia and Armenia are used to non-resident clients, and accounts are often multi-currency: local currency, dollars and euros sit on the same account. For the recipient that means a choice — take the money in lari and drams or leave it in dollars.
The second convenience is local payment tools. Armenia widely uses the Idram wallet, where money arrives by number, bypassing classic bank details.
- Georgia — lari (GEL), an IBAN account, multi-currency accounts in USD and EUR, cards of local banks
- Armenia — dram (AMD), an account with an Armenian bank, a card, the Idram wallet
Ways to send the money
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To an IBAN account
The main option for regular payments: rent, tuition, utilities. The name in Latin letters and the account number are needed.
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To a card of a local bank
Convenient for the recipient's everyday spending — the money is available to use right away.
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To an Idram wallet
The Armenian option: delivery by number, without full bank details.
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Through cryptocurrency
When the banking route has to be bypassed or the money is needed on a weekend.
Which currency to receive
The question is not idle: if the account is multi-currency and the transfer arrives in a currency other than the one the recipient is going to spend, the bank converts the amount at its own rate — and that is a second conversion in a single operation.
A practical rule: receive straight away in the currency the money will be spent in. Lari and drams for living there, dollars if the amount is being set aside.
What the recipient needs
- The first and last name in Latin letters — exactly as at the bank, without shortenings
- The account number in international format, or the card number if the money goes to a card
- The name of the bank
- The number linked to the wallet, if the money is collected through Idram
- An understanding of the currency they expect the delivery in
Timing
| Option | Timing | Works on weekends |
|---|---|---|
| To an IBAN account | Usually the same day | No |
| To a card of a local bank | From a few hours | Partly |
| To an Idram wallet | Minutes | Yes |
| Through cryptocurrency | From 15 minutes | Yes |
How it works with us
We send money to both Georgia and Armenia with a 1% fee and the rate locked before payment. The way of collecting it is up to the recipient — an account, a card, a wallet or cash.
The final amount is named in the currency of delivery rather than in the rubles you send: that is the number the person will see.
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A 1% fee
The same for both destinations and for any amount.
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A choice of currency
Lari, drams, dollars or euros — as agreed.
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From 15 minutes
For routes that do not depend on a banking schedule.
