Money transfer to Germany
Need to send money fast to Germany?
Work out what the recipient gets right now — the 1% fee is already in the calculation. A manager locks the rate before payment and arranges the transfer in as little as 15 minutes.
We cover the whole country: Berlin, Munich, Frankfurt, Hamburg, Cologne and other cities.
- Fee 1% The same for every destination and every amount
- Delivery from 15 minutes The manager names the exact timing before payment
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You send
RUBUSDEUR + 10 cryptocurrencies
You receive EUR (euro)
Transfer calculator to Germany
Send a transferThe rate is indicative. A manager locks the exact rate before payment.
Why people send money to Germany
Money is sent to Germany to pay for housing and tuition, to keep accounts funded and to settle with contractors. Instant SEPA payments reach a German IBAN in minutes, and we lock the rate before you pay for the transfer.
Germany is a country where almost everything is paid from a bank account: rent, insurance, utilities, internet, kindergarten. A Russian card is not accepted here, and a direct bank transfer runs into restrictions and checks that drag on for weeks. We close that gap: you send rubles, dollars, euros or cryptocurrency, and euros arrive on a German IBAN — usually within minutes, because German banks support instant SEPA. Exchange solves the neighbouring problem: swapping currency or USDT for euros without depending on a bank's rate.
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Rent and utility bills
Rent and Nebenkosten are debited from the account every month on the same date. One transfer covers the monthly payment in full, and instant SEPA delivery arrives on weekends too.
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Tuition and student costs
Semester fees, halls of residence, insurance and living costs. The university invoices in euros to its own account, and we send the money straight to its details or to your German account.
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Supporting family and relatives
Regular transfers to relatives who live in Germany permanently or have moved for a long stay. We set no limits either on the amount or on how often you send.
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Paying contractors and freelancers
Developers, agencies and local suppliers. The manager checks the recipient details before sending: German banks match the name against the account and bounce the payment if they differ.
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Medical care and insurance premiums
Clinics and insurers invoice in euros with a firm due date. The money arrives on the account in time, without someone else's conversion at a bank's rate.
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Exchanging rubles and USDT for euros
Sometimes what you need is not a transfer but an exchange: swapping rubles, dollars or USDT for euros. The manager locks the rate before payment, so the amount is known in advance.
What you can send to Germany
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In rubles from a Russian account
An ordinary transfer from a card or an account with a Russian bank, SBP included. We handle the conversion into the recipient's currency and name the rate before payment.
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In dollars or euros
If you already hold the currency, we send it without an extra conversion: fewer steps means less lost on the rate.
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In cryptocurrency
We accept USDT and other coins — the full list is in the calculator above. The recipient gets ordinary currency to their account, and the conversion rate is locked before payment.
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In cash at an office
You can hand the money over at any of our offices — the cities are listed on the Contacts page.
Timing, fee and limits
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Delivery time
From 15 minutes to one business day — it depends on the receiving bank and on the type of SEPA transfer.
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Fee
A flat 1% fee on the transfer amount, whatever the destination and whatever the volume.
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Limits
We set no limits of our own. Limits can be set by the receiving bank in Germany: the standard SEPA Instant limit, for instance, is up to 100,000 EUR per transfer, on top of the individual limits of the account itself.
Where the money arrives in Germany
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A bank account
Delivery to the recipient's own account: Deutsche Bank, Commerzbank, Sparkasse, Volksbank, N26 and any other bank in the country. The payment runs through SEPA and SEPA Instant; you need the name in Latin letters and the IBAN.
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A local bank card
Delivery to a card issued by a bank in the recipient's country: VISA, Mastercard. You need the card number and the cardholder's name.
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A company account
Paying a company invoice: delivery to a corporate account by bank details. We work under a contract signed by both sides — you as the sender and us as the provider. The payment purpose is agreed before sending.
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A wallet or a multi-currency account
Revolut, Wise, PayPal. Good for smaller amounts and for recipients without a local bank account: wallets have their own limits on incoming payments and on the balance.
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A local transfer inside the country
The sender and the recipient are in the same country: the money goes by local bank details, without crossing a border and without a currency conversion. It covers rent, tuition and services while you do not yet have an account with a local bank.
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Cash at our office
Frankfurt, Berlin, Munich. Agree the amount and the time of your visit with a manager in advance.
What to know about transfers to Germany
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Instant SEPA
German banks support SEPA Instant, so the money reaches an IBAN within minutes, weekends included.
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Strict financial monitoring
German banks apply AML rules consistently: for large amounts the receiving bank may ask for proof of the source of funds.
Why people choose Globe_EX
- Instant delivery We send 95% of transfers instantly
- Great rates and terms We always offer the best rate we can find, and our fee is only 1%
- Safety guaranteed We check the recipient details before sending and confirm every delivery. The deal is closed only once the recipient confirms the money has arrived
- Support 24/7 Our support team is ready to help at any hour. Most questions get an answer within a minute
- We work worldwide We send transfers to more than 100 countries around the globe
Questions about transfers to Germany
Can the money be collected as cash in Germany?
Yes, we have offices in Berlin, Munich and Frankfurt. Agree the amount and the time of your visit with the manager in advance. Every other option is cashless: an account, a card or a wallet.
What is the largest amount I can send at once?
There is no fixed maximum on our side. The final volume depends on the rules of the particular German bank and on the parameters of your account with it.
Can I send rubles from a Russian bank card?
Yes, you can send RUB, USD, EUR or USDT. The manager calculates the amount to arrive in euros at the current rate before payment.
